2011 SEMINAR SCHEDULE

                All Seminars are full day, (6 hours), onsite, unless otherwise noted.

January       12 Arizona Bankers Association:  Revisions, Critical Issues  3 Hours
Phoenix

February 3       Texas Bankers Association:  Revisions, Updates, Critical Issues
    San Antonio

February        9Mississippi Bankers Association:  Revisions, Updates, Critical Issues
    Jackson

February      17Colorado:  Revisions, Updates, Critical Issues  2 Hours
    Teleconference

February      24       Minnesota Bankers Association:  Revisions, Updates, Critical Issues
    Minneapolis

March     2-3                 Indiana Bankers Association:  1 1/2 Days
    Indianapolis   

MarchBankersEd: Texas Bankers Association:  2 Hours
  8Webinar: Lending Schedules
15       Webinar: Revisions, Updates

March           10-11 California Bankers Association:  2 Days
    Orange County

March    17      Pennsylvania Bankers Association:  Revisions, Updates, Critical Issues
    Harrisburg
March    22     Oklahoma Bankers Association:  Revisions, Updates, Critical Issues
         Oklahoma City

March    24      Connecticut Bankers Association:  Revisions, Updates, Critical Issues
    Cromwell

March    28      Financial Education & Development:  CBAs -- 1.5 Hours
    Webinar:  Revisions, Updates

March     30    First Commonwealth Bank, PA:  Revisions, Updates, Critical Issues

May   5      Colorado:  Operational Schedules  2 Hours
    Teleconference 
                                                               
May        17-18       Community Bankers Association of Illinois:  2 Days
                                                      Springfield

May 24     Massachusetts Bankers Association:  Revisions, Updates, Critical Issues
    Marlborough

May        26      Maryland Bankers Association:  Revisions, Updates, Critical Issues
    Annapolis

June   2    Colorado:  Lending Schedules  2 Hours
    Teleconference
  
June         BankersEd: Texas Bankers Association:  2 Hours
  7Webinar: Operational Schedules
14Webinar: Lending Schedules
21Webinar: Risk Based Capital

July 19      Financial Education & Development: CBAs -- 1.5 Hours
    Webinar:  Risk Based Capital
 
August          18      Colorado:  Risk Based Capital  2 Hours
    Teleconference
 
August   25     Financial Education & Development:  CBAs -- 1.5 Hours
    Webinar: Lending Schedules

September   14-15 Texas Bankers Association:  2 Days
    San Antonio

September   19-20        Indiana Bankers Association:  2 Days
    Indianapolis

September   22-23 Oregon Bankers Association:  2 Days
    Portland

September   28-29       Texas Bankers Association:  2 Days   Dallas